Your credit score is an important determinant of whether you will be able to obtain any type of credit. In order for you to meet the qualification requirements, your credit score must fall within a certain range. Depending on the mortgage loan type you want, the minimum credit score varies. Generally, mortgage loans that are backed by…
There’s never a convenient time for disaster to strike. It never waits around until the day you receive a bonus check or 10 minutes after you’ve picked up the winning lottery ticket. Because of the unpredictability, you need to make your own provisions to deal with disaster when it comes around. Chances are you have…
Right now, you may be pouring over your budget trying to cut expenses. You’re probably taking an especially hard look at the bills that are the same amount month after month. You might be surprised to find out that it could be possible to lower those bills by doing a little bit of negotiating. Home…
A mortgage is likely to be the largest loan that anyone will ever take in their lifetime. Since mortgage terms can last for as long as 30 years, it makes sense to find a mortgage that is affordable and that can be comfortably serviced throughout the term of the loan. There is no need to…